金融英语-(第二版) 本书特色
《金融英语(第2版)》：学以致用的编写思路，知识的延伸与扩展，系统的基础训练。
金融英语-(第二版) 内容简介
简介
《金融英语》（第二版）分为六部分，共16个单元，每个单元由主课文和辅助阅读材料组成。**部分是关于金融体系的综述，第二部分讲银行业，第三部分讲外汇，第四部分讲证券，第五部分讲保险，第六部分讲金融衍生品。与**版相比，《金融英语》（第二版）具有以下特点：突出时效性，更新了包括主课文和课后辅助阅读材料在内的大部分课文，*新材料已更新至2009年初；词语搭配（collocation）并人生词和短语（words and phrases）；主课文后的注释（notes）更加详细，补充了大量背景材料，便于教师和学生查阅相关信息，扩展课文内容。
金融英语-(第二版) 目录
Part Ⅰ OverviewUnit 1 Financial SystemPart Ⅱ BanksUnit 2 Types of BanksUnit 3 The Structure of the Federal Reserve SystemUnit 4 Current Economic and Financial ConditionsUnit 5 Banking SupervisionPart Ⅲ Foreign ExchangeUnit 6 Foreign Exchange MarketUnit 7 Foreign Exchange and Exchange RatesUnit 8 Fixed and Floating Exchange RatesPart Ⅳ SecuritiesUnit 9 Stock BasicsUnit 10 Bond BasicsUnit 11 Fundamental Analysis Tools of SecuritiesPart Ⅴ InsuranceUnit 12 Introduction to InsuranceUnit 13 Property InsuranceUnit 14 Life InsurancePart Ⅵ DerivativesUnit 15 Financial Derivatives: Option and SwapUnit 16 Derivatives and Futures Contract
金融英语-(第二版) 节选
《金融英语(第2版)》分为六部分，共16个单元，每个单元由主课文和辅助阅读材料组成。**部分是关于金融体系的综述，第二部分讲银行业，第三部分讲外汇，第四部分讲证券，第五部分讲保险，第六部分讲金融衍生品。与**版相比，《金融英语》（第二版）具有以下特点：突出时效性，更新了包括主课文和课后辅助阅读材料在内的大部分课文，*新材料已更新至2009年初；词语搭配（Collocation）并人生词和短语（Words and Phrases）；主课文后的注释（Notes）更加详细，补充了大量背景材料，便于教师和学生查阅相关信息，扩展课文内容。
金融英语-(第二版) 相关资料
A mortgage loan is a very common type of debt instrument, used to purchase realestate. Under this arrangement, the money is used to purchase the property.Commercial banks, however, are given security——a lien on the title to the house——until the mortgage is paid off in full. If the borrower defaults on the loan, the bankwould have the legal right to repossess the house and sell it, to recover sums owing to it.In the past, commercial banks have not been greatly interested in real estate loansand have placed only a relatively small percentage of their assets in mortgages. Astheir name implies, such financial institutions secured their earning primarily fromcommercial and consumer loans and left the major task of home financing to others.However, due to changes in banking laws and policies, commercial banks areincreasingly active in home financing.Changes in banking laws now allow commercial banks to make home mortgageloans on a more liberal basis than ever before. In acquiring mortgages on real estate,these institutions follow two main practices. First, some of the banks maintain activeand well-organized departments whose primary function is to compete actively for realestate loans. In areas lacking specialized real estate financial institutions, these banksbecome the source for residential and farm mortgage loans. Second, the banks acquiremortgages by simply purchasing them from mortgage bankers or dealers.In addition, dealer service companies, which were originally used to obtain carloans for permanent lenders such as commercial banks, wanted to broaden theiractivity beyond their local area. In recent years, however, such companies haveconcentrated on acquiring mobile home loans in volume for both commercial banksand savings and loan associations. Service companies obtain these loans from retaildealers, usually on a nonrecourse basis. Almost all bank/service company agreementscontain a credit insurance policy that protects the lender if the consumer
